It’s the same every year – we promise ourselves not to go overboard with the last-minute Christmas shopping, to cut down on the silly amount of festive decorations that seem to breed like rabbits in the loft and not to write cards to every single acquaintance who has crossed our path in the last 20 years.
But our good intentions tend to waiver at the first Christmas-induced panic, which usually occurs when you learn there are less than eight weeks to go before the big day and you haven’t started stockpiling Twiglets and cheesy footballs yet.
If you’ve started saving for Christmas already: good for you. If only we were all so organised (and let’s add that to the list of good intentions we’re already making for next year). Maybe you’d like to do our present buying and gift-wrapping too? Please?
Andrew Hagger of moneynet.co.uk noted that it is definitely worth thinking about saving up for next Christmas now if you want to spread the expense more evenly throughout the year.
“Perhaps start putting something aside each month and this time next year at least you won’t find yourself having to drastically cut bills to afford Christmas,” he pointed out.
“People will always spend more at this time of year but I think people are being a little bit more careful then they perhaps would have been three or four years ago. I think everyone realises what a tough time it is now and what it is going to be like next year, so I think people will be a bit more restrained than they were a couple of years ago.”
There are plenty of discount offers and voucher codes around at this time of the year, so even if you haven’t started thinking about presents yet it might be worth taking a look online and in magazines to see if you could get money off at any particular store.
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